Business Acquisitions
& Franchise Finance
What is acquisition and franchise finance?
Acquisition finance
Supports the purchase of an already established business.
Franchise finance
Helps those buying into franchise models.
Both require funding structured around future growth potential rather than just current balance sheets.
Buying an established business can accelerate growth significantly. Instead of building from scratch, you acquire revenue, staff, systems and customers from day one.
Why might you consider this route?
- You may:
- Want to expand into a new region
- See an opportunity to acquire a competitor
- Be buying out a retiring owner
- Be entering a franchise model with proven processes and brand recognition
Acquisition funding allows you to move forward without tying up all your capital.
How is the funding structured?
- Lenders will look at:
- Historical financial performance
- Forecast projections
- Management experience
- Security available
- Deposit contribution, where required
Terms and rates will vary depending on the property type and risk profile.
Some lenders may support lower deposit levels, which depends entirely on the strength of the proposal and the business being acquired. A £0 deposit can be available through some lenders, whereas most high street banks will demand at least 30% of the deposit before they’ll even consider you.
Franchise finance is often supported where the franchise brand has a strong trading history and established model.
Why Meridan Finance?
We review your current arrangements carefully and assess whether restructuring could strengthen your position. Honest advice matters here, so if refinancing will not improve your situation, we will tell you and we’ll recommend what finance options may be open to you.
Not sure if your current finance agreements are the best you can get?
Get in touch with us.